loan_id,borrower_type,sector,region_uk,loan_amount_gbp,tenor_years,ltv_ratio,pd_annual,lgd,ead,collateral_type,energy_rating,carbon_intensity_score
LOAN_0001,retail_mortgage,real_estate,london,450000,25,0.75,0.012,0.40,450000,property,C,0.25
LOAN_0002,sme,manufacturing,southeast,150000,5,0.60,0.035,0.45,150000,other,NA,0.62